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Director of Research, Cornerstone Advisors. Author of Smarter Bank, Snarketing blog, and Cornerstone's Insight Vault #fintech #banking

8,413 Following   25,106 Followers   35,815 Tweets

Joined Twitter 10/11/07


@dapinski @DanLatimore The best one, though, was the guy demoing authentication. Said he only needed 7 seconds. Ask… https://t.co/sh42Ru5Ezu @waupsh @jameswester @netbanker I don’t @jameswester @waupsh #FOB (Friend of Bruene) @netbanker @Clagett @annavitals So were my previous 25,000 tweetsI don’t know know who @annavitals is but I’m mad at her for sharing my secrets to unproductivity https://t.co/b35oT6v31R
9/24
2018
@bornonjuly4 @aeonmag @BrettKing @dgwbirch @Chris_Skinner @JimMarous @cherian_abraham @mdudas @nsturgill @leimerhttps://t.co/BRmS7Zlnd8 @dmgerbino @JimMarous @EVERFI @FinancialBrand @BrettKing @WFSULLIVAN3 @Finovate @NYPAYGROUP @chyppings And AFT conf… https://t.co/zqKXdCAMIE @Adobe to Acquire @marketo: So What? https://t.co/STJgOCu5fB <--- Check it out. What do you think? With… https://t.co/WKjue7qzSo
Retweeted by Ron Shevlin
9/22
2018
@CurtQu @caryden @JimMarous @leimer @LedaGlyptis @tom_peters I wear a suit (but no tie) when I present because of T… https://t.co/BLVBjFxGYq @CurtQu @caryden @JimMarous @leimer @LedaGlyptis There's no such thing as a "casual" tie. Ties are formal. I hate t… https://t.co/8isMMpZJ3GJoin me on a ABA webinar next Thursday Sept 27 on How Community Banks Can Combat Deposit Displacement https://t.co/mt6Avtr0gn
9/21
2018
@jameswester @tiffanimontez @jjegher @innov8tr @JerrySilva_PGS @DanLatimore Hobby? I'm more like your punching bag.… https://t.co/sWKpWQePzI @tiffanimontez @innov8tr @jjegher @JerrySilva_PGS @DanLatimore Won't be a problem next time. I'm planning to go sli… https://t.co/tgJ2AII8j5It always makes me smile when I see a conference speaker point the clicker at the screen when changing slides @EvanSparks @JPNicols I hate to ask, but is that a depository? :)
9/20
2018
Could megabanks become vendors to smaller financial institutions? https://t.co/0bEQUlzgVk #banking #fintechBanks should stop hiring people from retail. We don't need bank branches to hang out and drink coffee. What banks n… https://t.co/KCgJXmz9K0Will Square Be the Next P2P Provider to Get Into Banking? https://t.co/kbRJMt1drQ Square’s CFO confirms the depos… https://t.co/4nASt7CaER @NicoleLPinto @jackson_mueller It's an "age" thing because old people (i.e., me) aren't big users of Venmo and Squa… https://t.co/2sVmpTZ0Pj @NicoleLPinto Might not be "just you" but a LOT of people keep $ in their p2p apps. Unverified source told me Venmo… https://t.co/T7pQS8oU8x @NicoleLPinto Agreed. But really, what’s the difference between the 0% you get on the money in the Square account a… https://t.co/cWmSCYKkjW @JimMarous @pierrepinna @leimer @psb_dc @FinancialBrand @jaypalter @PatrickGunz_CH Jim: Please let me know when it'… https://t.co/y9j6LC2HPX @charlesepotts https://t.co/vfVdmT1Jnp @charlesepotts The problem here is that the Net Promoter Score is nonsense to begin with. @charlesepotts I didn't think was a competition @charlesepotts #SillyNetPromoterComparisons "USAA is crushing The Weinstein Companies on customer loyalty" @charlesepotts @CstoneAdvisors Preaching to the choir, Brother Charles.This is old news, Bain. I published this on @CstoneAdvisors Insight Vault back in March. https://t.co/QXn1CMBpdE https://t.co/0u70KzzkR0 @i_vp @erinmccune I don't know if any of the existing Zelle volume is B2B, but I wouldn't be surprised if there's a… https://t.co/iPV6gxDZyE @i_vp @erinmccune Knows more than the two of you? Hahahahahaha. That'll be the day. @craver I’ll be happy to just use Google Maps
9/19
2018
@jcharanis good to know. thanks. I'm still waiting for my phone to install iOS 12Can't tell you how excited I am about this: How to replace Apple Maps with Google Maps on CarPlay https://t.co/3V8TRlKYpTStock photos can be downright creepy. This one is from a white paper I just downloaded. https://t.co/owNKWZ2Ac8New research study from @CstoneAdvisors (me): The Bottom-Line Impact of Credit Union Loan Participations… https://t.co/spX9p8G76k @CindyOlson @Pudizzle no. I really do look that young. https://t.co/UQpxafUfwm
9/18
2018
Check out this interview with @rshevlin from @CstoneAdvisors one of our speakers for #FSMiami 4-5 OCT Get your tick… https://t.co/sFQpKwlh0i
Retweeted by Ron ShevlinThe best part of speaking at Money 2020 is the 30 pounds I lose in the caricature. https://t.co/vP8fEBLX2g7 Big Strategic Planning Questions Bankers Must Be Asking Now https://t.co/G9famyNGlr #banking #fintech #planninghttps://t.co/inkGuQ6nrV
Retweeted by Ron Shevlin @Anthonydna2 7.6% of people knowing what they're talking about seems to be about the right number. Regardless of wh… https://t.co/Mje8P1mkr8Someone is going to have to explain this chart to me. https://t.co/OdP6PXa5CnSome charts were not meant to be stacked bar charts. Like this one. https://t.co/WbWK9uV05BIs that the only cost involved? Typically, when you calculate a “markup,” you take into account all expenses. https://t.co/6fk0leAkmw
9/17
2018
@pascalbouvier Agreed. And what “data” does is help a lender get to a deal faster than the competition. Disruption… https://t.co/c55vV25D0a @DuenaBlomstrom @CurtQu Was thinking the same thing. @pascalbouvier Why do you say that? I think it’s just the opposite.
9/15
2018
@philipgryan probably. why don't you ask her? :)Woman who wrote 'How To Murder Your Husband' essay charged with murdering husband "Paying assassins is a bad idea… https://t.co/5DGihvsPVgp.s. Let me know if you hear of any financial institutions that have measured the effectiveness of their financial… https://t.co/3KLFmmBVYS"Literacy" is useless. Behavior is the only thing that matters. There's a study that shows that households that a… https://t.co/p37Brk5Up5 @gretapeterman I don't dispute that. But I think there are new service needs, as well.
9/14
2018
Do Banks and Credit Unions Need a Chief Data Officer? https://t.co/tk9yWJZPCE I'm guessing that existing Chief… https://t.co/zC4C4c4PRB @dkimerling @psb_dc @TrueLinkFin @KaiStinchcombe @clairethere Have not. Will do. Thanks.Zions Bancorp has won its fight with the government to remove it from the list of systemically important financial… https://t.co/ZHA6EQhfej @paymentsjedi thanks. And btw, great research on data privacy. I reported and commented on it here: https://t.co/OMgAZRdMNlDo Banks and Credit Unions Need a Chief Data Officer? https://t.co/tk9yWKhquc The short answer: Probably not. Th… https://t.co/OAp2BLPryvBy deploying 10% of excess capital in loan participations, #creditunions could boost return on assets (ROA) by near… https://t.co/1dWNPOdAu3Do Banks and Credit Unions Need a Chief Data Officer? https://t.co/tk9yWJZPCE Many FIs appoint a Chief Data Offic… https://t.co/kGXWHqw2VJ @IntuitMachine @psb_dc I think it's the generation before us. I'm a late Boomer. It's my parents' generation--now i… https://t.co/uNSxj5dgOT @psb_dc You are preaching to the choir. But I don't think people get it. I think the prevailing mindset is "we ne… https://t.co/lksRQbHQsK @SamKilmer @AFTWeb Morning Dew @PegaScott I tell my kids what my mother tells me: “I’m taking it with me when I go. Who knows? I might need it where I’m going.” @ahatami Agreed. You made a great choice!
9/13
2018
@JillCastilla great point regarding fraud responsibility @EmmetShea Nice ! Love it.Can't believe no one has asked me who that person in the Atlanta area is. You're just pissed off that I didn't say… https://t.co/8VXfoEOIuX @michael_diamond And if I'm ever in that position, my campaign song will be: https://t.co/ROTqAtRFB5Any area (or market niche) of lending is a candidate for platformification if a platform can attract and match lend… https://t.co/XhncZRXPwJThanks. See y'all in a couple of weeks down in Hilton Head. #AskAFT @AFTWeb https://t.co/1DcSosjWgMI'll go with what ever you think it is. I like to argue, but I'm learning to pick my battles. #AskAFT https://t.co/VF1nDxQ5cr @jjegher @jameswester @psb_dc I got the idea because I'm getting old and I need new types of financial services and products. @PegaScott yes. and it may impact some (or a lot) of the wealth transfer that is expected to take place.The amount of fraud being perpetrated against today's Seniors is out of control. Will be 10x worse when boomers hit… https://t.co/2x8jkle2zd @jglyman @pglyman Shoot. I got my year wrong. My 1st show was in 1978, not 77. @senigri @ronshevlin When transaction and interaction volume reach a critical mass, #AI will kick in. AI needs data… https://t.co/Svq7P1m97k @jglyman @pglyman 10/27/1979 :) @pglyman @jglyman They played Springfield on 4/23/77 @jameswester @jjegher yep, @jjegher got the idea after he read this: https://t.co/eHBS9dL2rv @wmaScott Scott, the term "partnership" is inappropriate in the platform context. I sell my book on Amazon, but our… https://t.co/VVnStCqtEQ @pglyman @jglyman I do remember an annoying 2-year old at that show. Could've been you.With apologies to the Millennials and Gen Zers out there, the oppty in finsvcs for next 20 years is with Boomers. A… https://t.co/yRm2mgzVxj1) Development and rapid adoption of mobile technologies, and 2) Widespread adoption and support for APIs. #AskAFT https://t.co/P09puws4qQMay 8, 1977 Syracuse, NY. The encore was Warren Zevon's Werewolves of London, and Bob Weir came out wearing a werew… https://t.co/AfDQT7AWVRI would say the former rather than the latter because I believe consumers will always complain about existing exper… https://t.co/Ins2oaBVIm3 criteria to being a platform: 1) attract both buyers and sellers; 2) match buyers/sellers; and 3) provide a "tool… https://t.co/cIDGVnA83WNeither has an advantage or disadvantage. The platformification of #fintech vendors means a different sales model f… https://t.co/GmvZVBqdXm @AFTWeb Who knows? But I don't think they want to displace/replace banks. But--and I know this sounds crazy--I thin… https://t.co/NEgO93oXiX @wmaScott @DonaldShares I think Twitter changed that. I saw the tweet in my public feed.Amazon yes. Salesforce no. Google and Apple don't strike me as having the right DNA to do it. Wouldn't write off so… https://t.co/130ccXiC0vMaybe, but not in the short-term. The Treasury report was a stake in the ground to help establish a regulatory dire… https://t.co/vS2T276JdmNot sure. Seems like deposits and lending are already being impacted, in both the retail and small business segment… https://t.co/VzMYIalXZXToo many banks (and CUs) think they can become a platform. They should be thinking about how they'll sell on someon… https://t.co/Ac2SXixNoZA platform strategy makes money by bringing together multiple buyers and sellers. A bank might be a platform by ena… https://t.co/LSWWCdvU9W...New fintech vendors will emerge who will be platforms bringing together financial institutions and other fintech… https://t.co/GGIupnMZAqTo answer that, Zach, let's get on the same page on how I'm using the term platform--not as a tech construct, but a… https://t.co/ez5tRRUrSR @Clagett Mrs. Janet RenoIf there is a typo or grammatical error in your question, it will be put at the end of the stack. If there is a s… https://t.co/RHQSeONQ2RDear Phishers: Janet Yellen is no longer Chair of the Board of Governors of the Federal Reserve System. Please update your emails.Dang, @AFTWeb is driving me nuts. They keep forgetting to say that the #AskAFT session is supposed to be an Ask Me… https://t.co/hlQMLXkwHBHeadline: ""Fiserv Helps Bring Voice Banking to the Aloha State" I've never been to Hawaii, but it surprises me to… https://t.co/oWhHDkIj65
9/12
2018

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